Shared Ownership Mortgages Explained
How shared ownership works, what deposit you actually need, what it really costs each month, and the drawbacks worth knowing before you commit.
Should You Overpay Your Mortgage?
What £100 a month actually saves you, worked through with the numbers, and the four situations where doing something else with the money makes more sense.
Life Insurance, Critical Illness or Income Protection?
A plain guide to the three main types of protection, what your cover at work really gives you, and which one to sort out first. Independent adviser, Leeds.
What Happens When Your Fixed Rate Mortgage Ends?
What happens when a fixed-rate mortgage ends, when to start looking, and how a product transfer really compares to remortgaging. Independent adviser, Leeds.
Self-Employed and Company Director Mortgages Explained
How lenders assess sole traders, partners and company directors, and why tax-efficient accounts can quietly cut what you can borrow. From an adviser who is also a qualified accountant.
How Much Deposit Do You Need to Buy Your First Home?
You may need far less than 20%. A first-time buyer guide to deposits from £0 upwards, how much you can borrow, and the costs most people forget to add up.
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